{"id":702441,"date":"2023-06-12T16:28:59","date_gmt":"2023-06-12T22:28:59","guid":{"rendered":"https:\/\/www.adventuresincre.com\/?post_type=glossary&#038;p=702441"},"modified":"2023-09-07T15:23:09","modified_gmt":"2023-09-07T21:23:09","slug":"hipoteca-constante","status":"publish","type":"glossary","link":"https:\/\/www.adventuresincre.com\/glossary\/hipoteca-constante\/","title":{"rendered":"Hipoteca Constante"},"content":{"rendered":"<p>Tipo de hipoteca que se calcula dividiendo la cuota peri\u00f3dica del pr\u00e9stamo por el importe inicial del mismo. La constante hipotecaria (o del pr\u00e9stamo) se utiliza a menudo como herramienta para calcular eficazmente los pagos del pr\u00e9stamo y se representa en forma de porcentaje. Por ejemplo, un pr\u00e9stamo hipotecario con un pago anual de $16,000 y un saldo inicial de $250,000 tiene una constante hipotecaria del 6.40%. En un pr\u00e9stamo de s\u00f3lo inter\u00e9s, esta m\u00e9trica ser\u00eda la misma que el tipo de inter\u00e9s, mientras que en un pr\u00e9stamo amortizable ser\u00eda diferente porque tambi\u00e9n se incluyen los pagos del principal.<\/p>\n<p>Los prestamistas pueden utilizarla para comparar diferentes pr\u00e9stamos y la rapidez con la que recuperan el importe del pr\u00e9stamo mediante pagos regulares.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tipo de hipoteca que se calcula dividiendo la cuota peri\u00f3dica del pr\u00e9stamo por el importe inicial del mismo. La constante hipotecaria (o del pr\u00e9stamo) se utiliza a menudo como herramienta para calcular eficazmente los pagos del pr\u00e9stamo y se representa en forma de porcentaje. Por ejemplo, un pr\u00e9stamo hipotecario con un pago anual de $16,000 [&hellip;]<\/p>\n","protected":false},"author":169885,"featured_media":0,"menu_order":0,"template":"","meta":{"pmpro_default_level":"","footnotes":""},"glossary-categories":[],"glossary-tags":[],"glossary-languages":[771],"class_list":["post-702441","glossary","type-glossary","status-publish","hentry","glossary-languages-spanish","pmpro-has-access"],"post_title":"Hipoteca Constante","post_content":"Tipo de hipoteca que se calcula dividiendo la cuota peri\u00f3dica del pr\u00e9stamo por el importe inicial del mismo. La constante hipotecaria (o del pr\u00e9stamo) se utiliza a menudo como herramienta para calcular eficazmente los pagos del pr\u00e9stamo y se representa en forma de porcentaje. Por ejemplo, un pr\u00e9stamo hipotecario con un pago anual de $16,000 y un saldo inicial de $250,000 tiene una constante hipotecaria del 6.40%. En un pr\u00e9stamo de s\u00f3lo inter\u00e9s, esta m\u00e9trica ser\u00eda la misma que el tipo de inter\u00e9s, mientras que en un pr\u00e9stamo amortizable ser\u00eda diferente porque tambi\u00e9n se incluyen los pagos del principal.\r\n\r\nLos prestamistas pueden utilizarla para comparar diferentes pr\u00e9stamos y la rapidez con la que recuperan el importe del pr\u00e9stamo mediante pagos regulares.","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v25.3.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hipoteca Constante - Glosario - Adventures in CRE<\/title>\n<meta name=\"description\" content=\"Tipo de hipoteca que se calcula dividiendo la cuota peri\u00f3dica del pr\u00e9stamo por el importe inicial del mismo. 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