{"id":702383,"date":"2023-06-12T16:22:24","date_gmt":"2023-06-12T22:22:24","guid":{"rendered":"https:\/\/www.adventuresincre.com\/?post_type=glossary&#038;p=702383"},"modified":"2023-08-24T15:14:02","modified_gmt":"2023-08-24T21:14:02","slug":"deuda-de-tasa-variable","status":"publish","type":"glossary","link":"https:\/\/www.adventuresincre.com\/glossary\/deuda-de-tasa-variable\/","title":{"rendered":"Deuda de Tasa Variable"},"content":{"rendered":"<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;La deuda de tasa flotante o deuda de tasa variable, se refiere a una forma de financiamiento donde la tasa de inter\u00e9s utilizada para calcular el inter\u00e9s adeudado en cada per\u00edodo cambia (es decir, var\u00eda o flota) peri\u00f3dicamente. La tasa de inter\u00e9s para un pr\u00e9stamo de tasa flotante generalmente se calcula tomando una tasa de referencia que cambia regularmente (por ejemplo, LIBOR, SOFR, bonos del gobierno, etc.) y agregando una prima a esa tasa para llegar a una tasa de inter\u00e9s peri\u00f3dica. La deuda de tasa flotante contrasta con la deuda de tasa fija, donde la tasa de inter\u00e9s no cambia.\\n \\n Entonces, por ejemplo, imagine que la tasa de inter\u00e9s anual de un pr\u00e9stamo de tasa flotante se calcula cada mes tomando el LIBOR de un mes y agregando 200 pb (es decir, 2,00%) para llegar a la tasa de inter\u00e9s peri\u00f3dica. Si en el mes uno el LIBOR a un mes fuera 0,50%, entonces la tasa de inter\u00e9s anual para calcular el inter\u00e9s adeudado en el mes uno ser\u00eda igual a 0,50% + 2,00% = 2,50%.\\n \\n Adem\u00e1s, imagine que del mes uno al mes dos, la tasa LIBOR aument\u00f3 de 0,50% a 0,60%. Para efectos del c\u00e1lculo de intereses en el segundo mes, la tasa de inter\u00e9s anual aumentar\u00eda de 2.50% a 2.60% (0.60% + 2.00%).&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15169,&quot;3&quot;:{&quot;1&quot;:0},&quot;9&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:3,&quot;3&quot;:1},&quot;15&quot;:&quot;Calibri&quot;,&quot;16&quot;:11}\">La deuda de tasa flotante o deuda de tasa variable, se refiere a una forma de financiamiento donde la tasa de inter\u00e9s utilizada para calcular el inter\u00e9s adeudado en cada per\u00edodo cambia (es decir, var\u00eda o flota) peri\u00f3dicamente. La tasa de inter\u00e9s para un pr\u00e9stamo de tasa flotante generalmente se calcula tomando una tasa de referencia que cambia regularmente (por ejemplo, LIBOR, SOFR, bonos del gobierno, etc.) y agregando una prima a esa tasa para llegar a una tasa de inter\u00e9s peri\u00f3dica. La deuda de tasa flotante contrasta con la deuda de tasa fija, donde la tasa de inter\u00e9s no cambia.<\/span><\/p>\n<p>Entonces, por ejemplo, imagine que la tasa de inter\u00e9s anual de un pr\u00e9stamo de tasa flotante se calcula cada mes tomando el LIBOR de un mes y agregando 200 pb (es decir, 2.00%) para llegar a la tasa de inter\u00e9s peri\u00f3dica. Si en el mes uno el LIBOR a un mes fuera 0.50%, entonces la tasa de inter\u00e9s anual para calcular el inter\u00e9s adeudado en el mes uno ser\u00eda igual a 0.50% + 2.00% = 2.50%.<\/p>\n<p>Adem\u00e1s, imagine que del mes uno al mes dos, la tasa LIBOR aument\u00f3 de 0.50% a 0.60%. Para efectos del c\u00e1lculo de intereses en el segundo mes, la tasa de inter\u00e9s anual aumentar\u00eda de 2.50% a 2.60% (0.60% + 2.00%).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La deuda de tasa flotante o deuda de tasa variable, se refiere a una forma de financiamiento donde la tasa de inter\u00e9s utilizada para calcular el inter\u00e9s adeudado en cada per\u00edodo cambia (es decir, var\u00eda o flota) peri\u00f3dicamente. La tasa de inter\u00e9s para un pr\u00e9stamo de tasa flotante generalmente se calcula tomando una tasa de [&hellip;]<\/p>\n","protected":false},"author":169885,"featured_media":0,"menu_order":0,"template":"","meta":{"pmpro_default_level":"","footnotes":""},"glossary-categories":[],"glossary-tags":[],"glossary-languages":[771],"class_list":["post-702383","glossary","type-glossary","status-publish","hentry","glossary-languages-spanish","pmpro-has-access"],"post_title":"Deuda de Tasa Variable","post_content":"<span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;La deuda de tasa flotante o deuda de tasa variable, se refiere a una forma de financiamiento donde la tasa de inter\u00e9s utilizada para calcular el inter\u00e9s adeudado en cada per\u00edodo cambia (es decir, var\u00eda o flota) peri\u00f3dicamente. La tasa de inter\u00e9s para un pr\u00e9stamo de tasa flotante generalmente se calcula tomando una tasa de referencia que cambia regularmente (por ejemplo, LIBOR, SOFR, bonos del gobierno, etc.) y agregando una prima a esa tasa para llegar a una tasa de inter\u00e9s peri\u00f3dica. La deuda de tasa flotante contrasta con la deuda de tasa fija, donde la tasa de inter\u00e9s no cambia.\\n \\n Entonces, por ejemplo, imagine que la tasa de inter\u00e9s anual de un pr\u00e9stamo de tasa flotante se calcula cada mes tomando el LIBOR de un mes y agregando 200 pb (es decir, 2,00%) para llegar a la tasa de inter\u00e9s peri\u00f3dica. Si en el mes uno el LIBOR a un mes fuera 0,50%, entonces la tasa de inter\u00e9s anual para calcular el inter\u00e9s adeudado en el mes uno ser\u00eda igual a 0,50% + 2,00% = 2,50%.\\n \\n Adem\u00e1s, imagine que del mes uno al mes dos, la tasa LIBOR aument\u00f3 de 0,50% a 0,60%. Para efectos del c\u00e1lculo de intereses en el segundo mes, la tasa de inter\u00e9s anual aumentar\u00eda de 2.50% a 2.60% (0.60% + 2.00%).&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15169,&quot;3&quot;:{&quot;1&quot;:0},&quot;9&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:3,&quot;3&quot;:1},&quot;15&quot;:&quot;Calibri&quot;,&quot;16&quot;:11}\">La deuda de tasa flotante o deuda de tasa variable, se refiere a una forma de financiamiento donde la tasa de inter\u00e9s utilizada para calcular el inter\u00e9s adeudado en cada per\u00edodo cambia (es decir, var\u00eda o flota) peri\u00f3dicamente. La tasa de inter\u00e9s para un pr\u00e9stamo de tasa flotante generalmente se calcula tomando una tasa de referencia que cambia regularmente (por ejemplo, LIBOR, SOFR, bonos del gobierno, etc.) y agregando una prima a esa tasa para llegar a una tasa de inter\u00e9s peri\u00f3dica. La deuda de tasa flotante contrasta con la deuda de tasa fija, donde la tasa de inter\u00e9s no cambia.<\/span>\r\n\r\nEntonces, por ejemplo, imagine que la tasa de inter\u00e9s anual de un pr\u00e9stamo de tasa flotante se calcula cada mes tomando el LIBOR de un mes y agregando 200 pb (es decir, 2.00%) para llegar a la tasa de inter\u00e9s peri\u00f3dica. Si en el mes uno el LIBOR a un mes fuera 0.50%, entonces la tasa de inter\u00e9s anual para calcular el inter\u00e9s adeudado en el mes uno ser\u00eda igual a 0.50% + 2.00% = 2.50%.\r\n\r\nAdem\u00e1s, imagine que del mes uno al mes dos, la tasa LIBOR aument\u00f3 de 0.50% a 0.60%. Para efectos del c\u00e1lculo de intereses en el segundo mes, la tasa de inter\u00e9s anual aumentar\u00eda de 2.50% a 2.60% (0.60% + 2.00%).","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v25.3.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deuda de Tasa Variable - Glosario - Adventures in CRE<\/title>\n<meta name=\"description\" content=\"La deuda de tasa flotante o deuda de tasa variable, se refiere a una forma de financiamiento donde la tasa de inter\u00e9s utilizada para calcular\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.adventuresincre.com\/glossary\/deuda-de-tasa-variable\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Deuda de Tasa Variable\" \/>\n<meta property=\"og:description\" content=\"La deuda de tasa flotante o deuda de tasa variable, se refiere a una forma de financiamiento donde la tasa de inter\u00e9s utilizada para calcular el inter\u00e9s\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.adventuresincre.com\/glossary\/deuda-de-tasa-variable\/\" \/>\n<meta property=\"og:site_name\" content=\"Adventures in CRE\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/adventuresincre\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-24T21:14:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.adventuresincre.com\/wp-content\/uploads\/2017\/05\/acre-green.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"302\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@creadventures\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.adventuresincre.com\/glossary\/deuda-de-tasa-variable\/\",\"url\":\"https:\/\/www.adventuresincre.com\/glossary\/deuda-de-tasa-variable\/\",\"name\":\"Deuda de Tasa Variable - 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