{"id":689511,"date":"2023-05-15T10:16:22","date_gmt":"2023-05-15T16:16:22","guid":{"rendered":"https:\/\/www.adventuresincre.com\/?post_type=glossary&#038;p=689511"},"modified":"2023-09-05T15:49:54","modified_gmt":"2023-09-05T21:49:54","slug":"prestamo-al-valor","status":"publish","type":"glossary","link":"https:\/\/www.adventuresincre.com\/glossary\/prestamo-al-valor\/","title":{"rendered":"Pr\u00e9stamo al Valor"},"content":{"rendered":"<p>En bienes ra\u00edces, el pr\u00e9stamo al valor es la relaci\u00f3n entre el saldo pendiente del pr\u00e9stamo y el valor de la propiedad expresado como en porcentaje. Cuanto mayor sea la relaci\u00f3n pr\u00e9stamo-valor, es menos probable que el prestatario pueda pagar el pr\u00e9stamo al vencimiento. Los prestamistas de bienes ra\u00edces usan esta m\u00e9trica, junto con el rendimiento de la deuda, el \u00edndice de cobertura del servicio de la deuda, entre otros, para evaluar el riesgo de un pr\u00e9stamo y obtener un monto de pr\u00e9stamo apropiado.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En bienes ra\u00edces, el pr\u00e9stamo al valor es la relaci\u00f3n entre el saldo pendiente del pr\u00e9stamo y el valor de la propiedad expresado como en porcentaje. Cuanto mayor sea la relaci\u00f3n pr\u00e9stamo-valor, es menos probable que el prestatario pueda pagar el pr\u00e9stamo al vencimiento. Los prestamistas de bienes ra\u00edces usan esta m\u00e9trica, junto con el [&hellip;]<\/p>\n","protected":false},"author":169885,"featured_media":0,"menu_order":0,"template":"","meta":{"pmpro_default_level":"","footnotes":""},"glossary-categories":[],"glossary-tags":[],"glossary-languages":[771],"class_list":["post-689511","glossary","type-glossary","status-publish","hentry","glossary-languages-spanish","pmpro-has-access"],"post_title":"Pr\u00e9stamo al Valor","post_content":"En bienes ra\u00edces, el pr\u00e9stamo al valor es la relaci\u00f3n entre el saldo pendiente del pr\u00e9stamo y el valor de la propiedad expresado como en porcentaje. Cuanto mayor sea la relaci\u00f3n pr\u00e9stamo-valor, es menos probable que el prestatario pueda pagar el pr\u00e9stamo al vencimiento. Los prestamistas de bienes ra\u00edces usan esta m\u00e9trica, junto con el rendimiento de la deuda, el \u00edndice de cobertura del servicio de la deuda, entre otros, para evaluar el riesgo de un pr\u00e9stamo y obtener un monto de pr\u00e9stamo apropiado.","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v25.3.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00e9stamo al Valor - Glosario - Adventures in CRE<\/title>\n<meta name=\"description\" content=\"En bienes ra\u00edces, el pr\u00e9stamo al valor es la relaci\u00f3n entre el saldo pendiente del pr\u00e9stamo y el valor de la propiedad expresado como en\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.adventuresincre.com\/glossary\/prestamo-al-valor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamo al Valor\" \/>\n<meta property=\"og:description\" content=\"En bienes ra\u00edces, el pr\u00e9stamo al valor es la relaci\u00f3n entre el saldo pendiente del pr\u00e9stamo y el valor de la propiedad expresado como en porcentaje.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.adventuresincre.com\/glossary\/prestamo-al-valor\/\" \/>\n<meta property=\"og:site_name\" content=\"Adventures in CRE\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/adventuresincre\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-05T21:49:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.adventuresincre.com\/wp-content\/uploads\/2017\/05\/acre-green.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"302\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@creadventures\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.adventuresincre.com\/glossary\/prestamo-al-valor\/\",\"url\":\"https:\/\/www.adventuresincre.com\/glossary\/prestamo-al-valor\/\",\"name\":\"Pr\u00e9stamo al Valor - 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